You won’t want to live without a working air conditioning system again after one hot summer day in Nevada. With a home warranty, you can prepare for some of life’s inconvenient and unexpected breakdowns by protecting your major appliances and systems.
We’ve researched more than 35 home warranty companies across the country and determined five stand-out providers for Nevada homeowners. Keep reading to compare plan options, coverage limits, and more to find the best home warranty company.
Nevada’s Top 5 Home Warranty Companies
According to our research, the five best home warranty companies in Nevada are these:
- American Home Shield
- Choice Home Warranty
- Liberty Home Guard
- AFC Home Club
- First American Home Warranty
Note: All pricing information used in this article is based on a single-family home located in Incline Village, Nevada.
American Home Shield
Fast Facts:
- Number of Plans: Three
- Service Fee: $75–$125
- Get a Quick Quote: Visit site
Plans
American Home Shield (AHS) offers three home warranty plans: ShieldSilver, ShieldGold, and ShieldPlatinum. ShieldSilver is AHS’s systems plan, and it covers several essential items, including your air conditioning, ductwork, and built-in fans. ShieldGold covers all the items in the ShieldSilver plan, plus 10 major appliances, including your clothes washer and dryer, garbage disposal, and oven. ShieldPlatinum covers all the items in the ShieldGold plan, and it expands to cover roof leaks up to $1,500, code violations, HVAC system tune-ups, and more.
You can compare AHS’s coverage options below.
ShieldSilver ($54.99 to $69.99 per month): This plan covers major systems, including air conditioners, heating units, ductwork, built-in exhaust, vent fans, attic fans, ceiling fans, main breaker/fuse panel box, doorbells, chimes, interior electrical lines, garage door openers, interior plumbing lines, toilets, faucets, valves, whirlpool tub, and water heaters.
ShieldGold ($64.99 to $79.99 per month): This plan covers all the items in the ShieldSilver plan, plus your refrigerator, range/cooktop, oven, dishwasher, built-in microwave, garbage disposal, instant hot/cold water dispenser, clothes washer and dryer.
ShieldPlatinum ($84.99 to $99.99 per month): This plan covers all the items in the ShieldGold plan, plus an annual HVAC tune-up, roof-leaks, unlimited refrigerant, and coverage for code upgrades.
Choice Home Warranty
Fast Facts:
- Number of Plans: Two
- Service Fee: $85
- Get a Quick Quote: Visit site
Plans
Choice Home Warranty’s Basic and Total Plans are excellent choices for Nevada homeowners who want combination coverage for their home’s essentials. Choice Home Warranty stands out for offering comprehensive combination coverage rather than offering appliances-only and systems-only plans. Choice’s coverage cap of $3,000 per covered item is generous compared to other providers on this list.
Of note, Choice Home Warranty is involved in a pending class-action lawsuit. The lawsuit alleges that the company failed to follow through on its contractual obligations by denying claims in bad faith. However, a representative for the company informed us that, in 2021, the company had approved more than 90% of 1.1 million claims filed as of October. We recommend reading the service contract carefully to confirm you understand the limitations and exclusions of your home warranty coverage before you file a claim.
Basic Plan ($46.83 per month): This plan covers your electrical, heating, and plumbing systems, plus plumbing stoppages, water heater, whirlpool bathtub, oven, range, stove, cooktop, dishwasher, built-in microwave, garbage disposal, ductwork, garage door opener, and ceiling and exhaust fans.
Total Plan ($54.75 per month): This plan covers all the items in the Basic Plan plus your air conditioner, clothes washer, clothes dryer, and refrigerator.
Liberty Home Guard
Fast Facts:
- Number of Plans: Three
- Service Fee: $65–$125
- Get a Quick Quote: Visit site
Plans
Liberty Home Guard offers three standard plan options. Appliance Guard covers appliances like your oven, refrigerator, and cooktop, while Systems Guard covers major systems like your water heater and plumbing system. Total Home Guard combines all the items covered by the two earlier plans into one comprehensive coverage option.
Appliance Guard ($69.99 per month): This plan covers appliances, including your clothes washer, clothes dryer, refrigerator, built-in microwave oven, dishwasher, garbage disposal, range, oven, cooktop, ceiling fans, exhaust fans, and garage door openers.
Systems Guard ($74.99 per month): This plan covers home systems, including your air conditioning, heating, ductwork, plumbing, electrical, and water heaters.
Total Home Guard ($79.99 per month): This plan covers all the items in the Appliance and Systems Guard plans.
AFC Home Club
Fast Facts:
- Number of Plans: Four
- Service Fee: $75–$125
- Get a Quick Quote: Visit site
Plans
Whether your primary residence is in Nevada or you own a vacation home in Las Vegas, America’s 1st Choice Home Club’s (AFC Home Club) plan-length workmanship guarantee provides peace of mind that you don’t have to pay an additional service call fee if a covered item malfunctions again after the typical 30-day workmanship guarantee.
AFC Home Club also offers four home warranty plan options, more than the typical two or three plans offered by other providers on this list.
Silver Plan ($43.75 to $50 per month): This plan covers appliances, including your clothes dryer, clothes washer, kitchen refrigerator, oven, range, cooktop, stove, dishwasher, garbage disposal, and garage door opener.
Systems Plan ($53.17 to $59.42 per month): This plan covers your ductwork, water heater, air conditioning, heating, electrical, and plumbing systems.
Gold Plan ($62.50 to $68.75 per month): This plan covers all the items in the Silver and Systems plans.
Platinum Plan ($68.75 to $75 per month): This plan covers all the items in the Gold Plan plus plumbing stoppages, faucets, ice maker, built-in microwave, and attic, exhaust, and ceiling fans.
First American Home Warranty
Fast Facts:
- Number of Plans: Two
- Service Fee: $85
- Get a Quick Quote: Visit site
Plans
First American Home Warranty offers two plan options. The Basic Plan covers appliances, such as your built-in fans, laundry machines, dishwasher, and garbage disposal. The Premier Plan expands coverage to built-in systems, such as your central vacuum, water heater, and plumbing stoppages. Neither plan covers air conditioning, but it’s available as an add-on. You can also increase the number of covered items with the First Class Upgrade.
Basic Plan ($33 per month): This plan covers your garbage disposal, dishwasher, oven range, cooktop, microwave, trash compactor, refrigerator, and clothes washer and dryer.
Premier Plan ($46.50 per month): This plan covers all the items in the Basic Plan plus your plumbing, plumbing stoppages, water heater, heating, ductwork, electrical, garage door opener, and central vacuum system.
Our Recommendation
Choosing a home warranty doesn’t have to be a difficult or drawn-out process. After reviewing the providers’ offerings in this guide and comparing the sample contracts, we recommend requesting a quote from your top three to compare personalized plan options.
American Home Shield is a strong choice for any homeowner who thinks they may need more than $6,000 in coverage for any of their home appliances. AHS also does not stipulate a coverage cap on built-in systems. Choice Home Warranty doesn’t force customers to compromise between systems or appliance coverage for basic plans by only offering convenient combination plans.
AFC Home Club has a plan-length workmanship guarantee that can be as long as three years if you opt for a longer plan during the sign-up process, which can be especially convenient for Nevada homeowners with a vacation home. Liberty Home Guard offers more than 35 add-on options which makes it more customizable than its competitors. First American Home Warranty offers a First Class Upgrade that includes some of the best air conditioning protection in the industry, which might be a must-have for Nevada summers.
FAQs: Nevada Home Warranty Companies
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on analysis of customer reviews and interviews with industry experts.
During this process, we determined that the most critical aspects of a home warranty company include available service plans and add-ons, depth of coverage, plan cost, industry reputation, customer support infrastructure, and additional features. We also focused on the ability to choose your own contractor, upgrade your coverage package, transfer your plan to another owner, and cover roof leaks, high-end appliance brands, ceiling and exhaust fans, and faucets and fixtures.
Our research supported that plan coverage should carry the most weight, with customer support as the second-most important factor. Industry reputation, plan availability, and additional features were rated equally. We determined that price range, while worth considering, should not be the primary basis for choosing a home warranty provider for your home’s needs.