From the haunted, cobbled streets of Savannah to the awe-inspiring views of Blue Ridge, Georgia’s 10 million residents can enjoy beautiful weekend getaways. If you’re gearing up for a much-anticipated trip, the last thing you want to deal with is finding a contractor and paying for a repair when one of your home appliances breaks down. A home warranty can help.
A home warranty allows you to conveniently file a claim 24 hours a day, 7 days a week. Most of the best home warranty companies then match you with a local service provider within 48 hours. In this article, we recommend the top home warranty providers for Georgia residents based on available coverage options, pricing, customer service experience, and other essential factors.
All pricing information used in this article is based on a quote for a single-family home smaller than 5,000 square feet in Sandy Springs, Georgia (a suburb near Atlanta). Your quote may vary based on your location, desired add-ons, and the size of your home.
The Top 5 Home Warranty Companies in Georgia
Here are the best home warranty companies for Georgia residents:
- American Home Shield
- Choice Home Warranty
- America’s 1st Choice Home Club
- HomeServe
- Liberty Home Guard
American Home Shield
Fast Facts:
- Number of Plans: Three
- Service Fee: $75–$125
- Get a Quick Quote: Visit site
Plans
American Home Shield (AHS) is considered the founder of the home warranty industry with more than 50 years of service. Georgia homeowners who want to choose a provider that offers comprehensive coverage, flexible service call fees, high coverage limits (the total dollar amount a company is willing to pay for a covered item), and decades of experience might be interested in one of AHS’s three plans: ShieldSilver, ShieldGold, and ShieldPlatinum.
ShieldSilver covers a suite of home systems, including your main electrical breaker, fuse panel box, and water heater. ShieldGold covers all the items in the ShieldSilver plan as well as your home’s major appliances, such as the clothes washer and cooktop. ShieldPlatinum covers all the items in the earlier home warranty plans plus a generous allowance for roof leaks, code upgrades, and AC maintenance needs.
ShieldSilver ($39.99 to $54.99 per month): This plan covers your major systems, including your air conditioning, heating unit, ductwork, built-in exhaust fan, vent fan, attic fan, main breaker and fuse panel box, doorbells and chimes, interior electrical lines, ceiling fans, garage door openers, interior plumbing lines, toilets, faucets, valves, whirlpool tub motor and components, and water heater.
ShieldGold ($49.99 to $64.99 per month): This plan builds on the ShieldSilver plan by covering your refrigerator, range, cooktop, oven, dishwasher, built-in microwave, garbage disposal, instant hot/cold water dispenser, clothes washer, and clothes dryer.
ShieldPlatinum ($69.99 to $84.99 per month): This plan covers all the items in the ShieldGold plan as well as $1,500 for roof leaks, up to $1,000 for code violations, access to unlimited AC refrigerant, and discounts on your annual HVAC tune-up.
Choice Home Warranty
Fast Facts:
- Number of Plans: Two
- Service Fee: $85
- Get a Quick Quote: Visit site
Plans
Choice Home Warranty bucks the industry’s norm of offering home warranty plans separated by the type of item covered. Instead, it offers two levels of combination plans with both built-in systems and appliances covered in each.
At present, Choice Home Warranty is involved in a pending class-action lawsuit that alleges the provider failed to follow through on repairs for covered items by denying claims in bad faith. While the lawsuit is worth noting, our research supports an overall positive brand reputation for the provider, especially on websites like Trustpilot. A representative for the company also informed us that more than 90% of 1.1 million claims filed in 2021 had been approved. We recommend reading your service agreement carefully to confirm you are aware of all coverage limits, exclusions, and fine print outlined in the policy.
You can compare the coverage of the Basic Plan and Total Plan below.
Basic Plan ($46.83 per month): This plan covers a combination of your home’s major built-in systems and appliances, including your heating system, water heater, electrical system, plumbing system, plumbing stoppages, oven, range, stove, built-in microwave, cooktop, dishwasher, garbage disposal, ceiling and exhaust fans, ductwork, garage door opener, and whirlpool bathtub.
Total Plan ($54.75 per month): This plan covers all the items in the Basic Plan plus your clothes washer, clothes dryer, refrigerator, and air conditioning system.
America’s 1st Choice Home Club
Fast Facts:
- Number of Plans: Four
- Service Fee: $75–$125
- Get a Quick Quote: Visit site
Plans
America’s 1st Choice Home Club (AFC Home Club) offers four coverage options for Georgia residents, including the Silver Plan, Systems Plan, Gold Plan, and Platinum Plan. Your plan pricing may vary based on the service call fee you select, but the covered items will remain the same.
The Silver Plan covers your home’s appliances exclusively, while the Systems Plan covers home systems. The Gold Plan covers all the items in the earlier two plans, including your heating system, garbage disposal, and cooktop. The Platinum Plan covers all of the items in the Gold Plan plus additional coverage for your ice maker, plumbing stoppages, and more.
Silver Plan ($45.25 to $51.67 per month): This plan covers 10 major appliances, including your clothes washer, clothes dryer, refrigerator, oven, range, cooktop, stove, dishwasher, garbage disposal, and garage door opener.
Systems Plan ($54.92 to $61.33 per month): This plan covers your home systems, including your water heater, air conditioning system, heating system, electrical system, plumbing system, and ductwork.
Gold Plan ($64.58 to $71.08 per month): This plan combines the coverage of the Silver and Systems plans.
Platinum Plan ($71.08 to $77.50 per month): This plan includes all the covered items in the Gold Plan plus plumbing stoppages, faucets, ice makers, built-in microwaves, attic fans, ceiling fans, and exhaust fans.
HomeServe
Fast Facts:
- Number of Plans: 19 (may vary depending on your location)
- Service Fee: $100
- Get a Quick Quote: Visit site
Plans
HomeServe offers comprehensive coverage for items outside the normal realm of home warranty plans. While home warranty companies will typically cover built-in systems and appliances inside your home, they don’t often cover the exterior elements.
HomeServe partners with local utility companies and service providers, which enables it to offer highly specialized plans based on your home’s needs. Our quote for a single-family home in Sandy Springs, Georgia, returned 19 plan options, but your available plans may vary depending on the location of your home and the utility providers you use.
You can compare the 19 home warranty plans below. While you cannot combine plan options, you may notice the higher-priced plans tend to bundle coverage from the more specialized earlier plans.
Gas Line Plus ($4.99 per month): This plan covers your interior gas line, interior gas restoration, exterior gas line, and exterior gas line restoration up to $8,000.
Exterior Electrical Line Coverage ($5.49 per month): This plan covers your exterior electrical line up to $5,000.
Water Heater Repair ($6.99 per month): This plan covers water heater repairs up to $850.
Exterior Water Service Line Coverage ($7.95 per month): This plan covers your exterior water service line and exterior water service line restoration up to $7,000.
Water Heater Repair and Replacement Plan ($8.99 per month): This plan covers your water heater repairs and replacements up to $1,500.
Interior Electrical Line Coverage ($11.99 per month): This plan covers your interior electrical line up to $2,500.
Exterior Sewer/Septic Line Coverage ($12.98 per month): This plan covers your exterior sewer/septic line and exterior sewer/septic line restoration up to $10,000.
Cooling System Coverage ($12.99 per month): This plan covers your air conditioning system up to $1,750.
Heating System Coverage ($12.99 per month): This plan covers your heating system up to $1,750.
Exterior Pipe Plan ($15.99 per month): This plan covers your exterior water service line, exterior water service line restoration, exterior sewer/septic line, and exterior sewer/septic line restoration.
Heating and Cooling Plan ($19.99 per month): This plan covers your cooling and heating systems up to $10,000.
Interior Plumbing and Drainage System Coverage ($18.99 per month): This plan covers your interior plumbing and interior drainage up to $3,000.
Home Plumbing and Drainage Coverage ($21.98 per month): This plan covers exterior sewer/septic line, interior plumbing, interior drainage, and drain cleaning up to $12,000.
Home Comfort Plan ($29.99 per month): This plan covers your interior gas line, exterior gas line, cooling system, heating system, and water heater repairs up to $10,000.
Complete Plumbing Plan ($41.99 per month): This plan covers your exterior water service line, exterior sewer/septic line, exterior sewer/septic line restoration, interior plumbing, interior drainage, drain cleaning, interior gas line, exterior gas line, and water heater repairs up to $10,000.
TotalHome Warranty Appliances ($48.33 per month): This plan covers your home’s appliances, including your refrigerator, clothes washer, clothes dryer, range, dishwasher, built-in microwave, trash compactor, and garage door opener.
Interior Protection Plan ($55.99 per month): This plan covers your interior plumbing, interior drainage, interior gas line, exterior gas line, interior electrical line, cooling system, heating system, and water heater repairs up to $10,000.
TotalHome Warranty Combo ($58.33 per month): This plan covers your refrigerator, clothes washer, clothes dryer, range, dishwasher, built-in microwave, trash compactor, garage door opener, interior plumbing, interior electrical line, cooling system, heating system, water heater repairs, heat pump, ductwork, garbage disposal, attic and ceiling fans, doorbell system, and central vacuum system.
Premium Home Protection Plan ($69.99 per month): This plan covers your exterior water service line, exterior sewer/septic line, interior plumbing, interior drainage, drain cleaning, interior gas line, exterior gas line, exterior electrical line, interior electrical line, cooling system, heating system, and water heater repairs up to $10,000.
Liberty Home Guard
Fast Facts:
- Number of Plans: Three
- Service Fee: $65–$125
- Get a Quick Quote: Visit site
Plans
Liberty Home Guard (LHG) offers three standard plan options: Appliance Guard, Systems Guard, and Total Home Guard. As the names suggest, Appliance Guard covers a suite of appliances, including your clothes washer and refrigerator with a built-in ice maker, whereas Systems Guard covers major systems, such as your HVAC unit. Total Home Guard combines the covered items from the two basic plans.
While other home warranty companies may allow customers to choose their own service call fee from a given range, LHG assigns a fee between $65 and $125 based on the location of your home, any additional coverage you elect, and the plan you choose.
Appliance Guard ($69.99 per month): This plan covers the repair and replacement costs for your major appliances, including clothes washer, clothes dryer, refrigerator with ice maker and display, built-in microwave oven, dishwasher, garbage disposal, range, oven, cooktop, ceiling fans, exhaust fans, and garage door openers.
Systems Guard ($74.99 per month): This plan covers your home systems, including your air conditioning system, heating system, ductwork, plumbing system, electrical system, and water heater.
Total Home Guard ($79.99 per month): This plan combines the coverage of the Appliance and Systems Guard plans.
Our Recommendation
The home warranty companies featured in this article have all been thoroughly reviewed and are solid choices, but you still have to select the one that’s best for you and your home. We recommend American Home Shield for homeowners who don’t want to worry about coverage caps for their home’s built-in systems. AHS’s comprehensive plans also cover more items than the typical home warranty plan.
We recommend Choice Home Warranty for customers who prefer the convenience of simple combination plans that cover your home’s essentials. We recommend Liberty Home Guard for homeowners who may have additional coverage needs, such as pro-series appliances, water softener systems, spas, and other home items that may not be offered by other home warranty service providers.
To ensure you’re making the right choice for your home, we recommend that you request quotes from your top three choices to compare their service contracts and specific costs and coverage for your home.
FAQ About Georgia Home Warranty Companies
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on customer-review analysis and interviews with industry experts.
During this process, we determined that the most critical aspects of a home warranty company include available service plans and add-ons, depth of coverage, plan cost, industry reputation, customer support infrastructure, and additional features. We also focused on the ability to choose your own contractor; upgrade your coverage package; transfer your plan to another owner; and cover roof leaks, high-end appliance brands, ceiling and exhaust fans, and faucets and fixtures.
Our research supported that plan coverage should carry the most weight, with customer support as the second-most important factor. Industry reputation, plan availability, and additional features were rated equally. Therefore, we determined that price range, while worth considering, should not be the primary basis for choosing a home warranty provider for your home’s needs.