Whether you own a vacation home in Lake Havasu City, Arizona, or you’ve recently moved to Phoenix, you know the importance of a functioning HVAC system in the desert. Even one day without air conditioning can be miserable, and finding a repair technician can be challenging during steamy summer months. Home warranties solve this issue by connecting you with licensed and insured repair technicians when your home systems and appliances breakdown.
The best home warranty companies take some of the headaches out of homeownership.
Arizona’s Top 5 Home Warranty Companies
Review the best home warranty companies to choose the right one for your Arizona home:
- American Home Shield
- Choice Home Warranty
- Liberty Home Guard
- America’s 1st Choice Home Club
- HomeServe
Note: All pricing information used in this article is based on a single-family home (smaller than 5,000 square feet) in Paradise Valley, Arizona. Your pricing may vary depending on the size and location of your home.
Compare Arizona's Top 5 Home Warranty Companies
American Home Shield
Fast Facts:
- Number of Plans: Three
- Service Fee: $75–$125
- Get a Quick Quote: Visit site
Plans
American Home Shield (AHS) offers three coverage options: ShieldSilver, ShieldGold, and ShieldPlatinum. ShieldSilver’s covered items include many of your home’s built-in systems, such as heating and cooling systems. ShieldGold expands that coverage to your appliances, and ShieldPlatinum takes it even further by including roof leaks, additional HVAC benefits, and coverage for code violations.
ShieldSilver ($29.99 to $44.99 per month): This plan covers your major home systems, including your air conditioning, heating unit, ductwork, built-in exhaust fan, vent fan, attic fans, main breaker and fuse panel box, doorbells and chimes, interior electrical lines, ceiling fans, garage door openers, interior plumbing lines, toilets, faucets, valves, whirlpool tub motor and components, and water heaters.
ShieldGold ($39.99 to $54.99 per month): This plan covers all the items in the ShieldSilver plan. It also provides up to $3,000 per appliance, including refrigerators, ranges, cooktops, ovens, dishwashers, built-in microwaves, garbage disposals, instant hot/cold water dispensers, washers, and dryers.
ShieldPlatinum ($59.99 to $74.99 per month): This plan expands on the coverage of the ShieldGold plan by covering up to $1,500 for roof leaks. It also provides a discounted annual HVAC tune-up, unlimited AC refrigerant, and up to $1,000 in code upgrades.
Choice Home Warranty
Fast Facts:
- Number of Plans: Two
- Service Fee: $85
- Get a Quick Quote: Visit site
Plans
Choice Home Warranty offers no-frills coverage for your home’s essentials. Unlike many of its competitors, Choice Home Warranty only offers combo plans that cover both built-in systems and appliances, such as your water heater, plumbing system, and kitchen appliances.
Since 2019, the provider has been involved in a class-action lawsuit alleging that it routinely denied claims in bad faith and failed to communicate the reason for denied claims. However, a representative for the company informed us that more than 90% of the 1.1 million claims filed had been approved in 2021. We recommend that customers carefully review the user agreement to fully understand the limitations and exclusions of their policy.
You can compare the coverage options below.
Basic Plan ($46.83 per month): The Basic Plan covers a combination of built-in systems and appliances, including heating system, water heater, electrical system, plumbing system, plumbing stoppages, oven, range, stove, built-in microwave, cooktop, dishwasher, garbage disposal, ceiling and exhaust fans, ductwork, garage door opener, and whirlpool bathtub.
Total Plan ($54.75 per month): This plan covers all the items in the Basic Plan as well as your clothes dryer, clothes washer, refrigerator, and air conditioner.
Liberty Home Guard
Fast Facts:
- Number of Plans: Three
- Service Fee: $65–$125
- Get a Quick Quote: Visit site
Plans
Liberty Home Guard (LHG) is among the best home warranty companies for homeowners with unique coverage needs. Compared to other providers that may offer a dozen add-on options, LHG’s more than 35 options are unrivaled. These add-on options include coverage for saltwater pools, pro-series appliances, gutter cleaning, and more. You can add options to any of LHG’s three plan options: Appliance Guard, Systems Guard, and Total Guard.
Unlike AFC Home Club’s and AHS’s flexible service call fee model, which allows customers to choose their desired fee, LHG’s service call fee is assigned to your account based on your location, add-ons, and plan selection.
Appliance Guard ($69.99 per month): This plan covers your clothes washer, clothes dryer, refrigerator with ice maker and display, built-in microwave oven, dishwasher, garbage disposal, range, oven, cooktop, ceiling fans, exhaust fans, and garage door openers.
Systems Guard ($74.99 per month): This plan covers your air conditioning, heating system, ductwork, plumbing system, electrical system, and water heater.
Total Home Guard ($79.99 per month): This plan includes all the covered items in the Appliance and Systems Guard plans.
AFC Home Club
Fast Facts:
- Number of Plans: Four
- Service Fee: $75–$125
- Get a Quick Quote: Visit site
Plans
America’s 1st Choice Home Club (AFC Home Club) offers four plan options, which is more than the typical two or three plan options offered by many competitors. Like AHS, AFC Home Club allows you to choose your service call fee, which will raise or lower your monthly fee. AFC Home Club’s plan options include the Silver Plan, which covers appliances; the Systems Plan, which covers systems; and the Gold and Platinum plans, which cover a combination of built-in systems and appliances.
Silver Plan ($49.58 to $56.67 per month): This plan covers your home’s appliances, such as your clothes washer and dryer, refrigerator, oven, range, cooktop, stove, dishwasher, garbage disposal, and garage door opener.
Systems Plan ($60.25 to $67.33 per month): This plan covers your home’s major systems, including your water heater, air conditioning system, heating system, electrical system, plumbing system, and ductwork.
Gold Plan ($70.83 to $77.92 per month): This plan offers comprehensive coverage for all items covered by the Silver and Systems plans.
Platinum Plan ($77.92 to $85 per month): This plan expands on the coverage of the Gold Plan by covering plumbing stoppages, faucets, ice makers, and built-in microwaves.
HomeServe
Fast Facts:
- Number of Plans: 20 (may vary depending on your location)
- Service Fee: $100
- Get a Quick Quote: Visit site
Plans
HomeServe’s coverage options differ from many of its competitors due to the specialized nature of its plans. Unlike other providers, HomeServe considers your utility provider before deciding what plans are available to you. For this reason, your quote may vary depending on your location, so it’s important to confirm that your desired coverage is available.
You can compare the plan options available to Arizona homeowners below.
Electrical Surge ($3.99 per month): This plan covers electrical surges up to $1,000.
Gas Line Plus ($4.99 per month): This plan covers your interior gas line, interior gas restoration, exterior gas line, and exterior gas line restoration. It has a maximum payout amount of $8,000.
Exterior Electrical Line Coverage ($5.49 per month): This plan covers your exterior electrical line up to $2,000.
Water Heater Repair ($6.99 per month): This plan covers water heater repairs up to $850.
Exterior Water Service Line Coverage ($7.95 per month): This plan covers exterior water service lines and exterior water service line restoration up to $7,000.
Water Heater Repair and Replacement Plan ($8.99 per month): This plan extends the coverage of the Water Heater Repair plan to include replacement. The coverage cap is $850.
Interior Electrical Line Coverage ($11.99 per month): This plan covers up to $1,000 in your interior electrical line repairs.
Exterior Sewer/Septic Line Coverage ($12.98 per month): This plan covers exterior sewer/septic lines and exterior sewer/septic line restoration up to $10,000.
Cooling System Coverage ($12.99 per month): This plan covers your cooling system up to $1,500.
Heating System Coverage ($12.99 per month): This plan covers your heating system up to $1,500.
Exterior Pipe Plan ($15.99 per month): This plan covers your exterior water service line, exterior water service line restoration, exterior sewer/septic line, and exterior sewer/septic line restoration up to $10,000.
Interior Plumbing and Drainage System ($18.99 per month): This plan covers interior plumbing and drainage up to $2,000.
Heating and Cooling Plan ($19.99 per month): This plan offers combination coverage for your heating and cooling system up to $10,000.
Home Plumbing and Drainage Coverage ($21.98 per month): This plan covers your exterior sewer/septic line, exterior sewer/septic line restoration, interior plumbing, interior drainage, and drain cleaning up to $12,000. The exterior sewer/septic line is eligible for up to $7,000 in coverage, and the interior plumbing is eligible for up to $5,000.
Home Comfort Plan ($29.99 per month): This plan covers your interior gas line, exterior gas line, cooling system, heating system, and water heater repair up to $10,000.
Complete Plumbing Plan ($41.99 per month): This plan covers your exterior water service line, exterior sewer/septic line, exterior sewer/septic line restoration, interior plumbing, interior drainage, drain cleaning, interior gas line, exterior gas line, and water heater repair up to $10,000.
TotalHome Warranty Appliances ($48.33 per month): This plan covers your refrigerator, clothes washer, clothes dryer, range, dishwasher, built-in microwave, trash compactor, and garage door opener up to $1,500 per appliance.
Interior Protection Plan ($55.99 per month): This plan covers your interior plumbing, interior drainage, interior gas line, exterior gas line, interior electrical line, cooling system, heating system, and water heater repair up to $10,000.
TotalHome Warranty Combo ($58.33 per month): This plan covers your refrigerator, clothes washer, clothes dryer, range, dishwasher, built-in microwave, trash compactor, garage door opener, interior plumbing, interior electrical lines, cooling system, heating system, water heater repair, heat pump, ductwork, garbage disposal, attic and ceiling fans, doorbell system, and central vacuum system. Each built-in system and appliance is covered up to $1,500.
Premium Home Protection Plan ($69.99 per month): This plan covers your exterior water service line, exterior sewer/septic line, interior plumbing, interior drainage, interior gas line, drain cleaning, exterior gas line, interior electrical line, exterior electrical line, cooling system, heating system, and water heater repair up to $10,000. Each item is covered up to $2,500.
Our Recommendation
When you make the most of your home, its most-used components will sustain normal wear and tear. With a home warranty, you can maintain the peace of mind that comes with having service providers at your fingertips. Choice Home Warranty will initiate service in as few as four business hours after receiving a claim. Other providers, like Liberty Home Guard and American Home Shield, will initiate service within 48 hours.
Before making a final choice, we recommend getting quotes from several providers to compare coverage and prices customized to your needs and location.
FAQs: Arizona Home Warranty Companies
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on customer-review analysis and interviews with industry experts.
During this process, we determined that the most critical aspects of a home warranty company include available service plans and add-ons, depth of coverage, plan cost, industry reputation, customer support infrastructure, and additional features. We also focused on the ability to choose your own contractor, upgrade your coverage package, transfer your plan to another owner, and cover roof leaks, high-end appliance brands, ceiling and exhaust fans, and faucets and fixtures.
Our research supported that plan coverage should carry the most weight, with customer support as the second-most important factor. Industry reputation, plan availability, and additional features were rated equally. Therefore, we determined that price range, while worth considering, should not be the primary basis for choosing a home warranty provider for your home’s needs.